![](https://www.ctvnews.ca/polopoly_fs/1.6936362.1718995355!/httpImage/image.jpg_gen/derivatives/landscape_800/image.jpg)
Ontario mother loses $2,500 to text scammer pretending to be daughter
An Ontario mother lost $2,500 to a scammer pretending to be her daughter asking for help in late April.
“I thought it was her. I thought she was in trouble and I needed to help her,” said Erin McInerney of Ajax, who added, “my daughter has an unusual name and it had the correct spelling so I thought for sure it was her."
The text messages claimed McInerney’s daughter’s phone broke and she had a new one with a new phone number which wasn't set up with the bank yet.
That’s when she asked her mother to e-transfer her money that she would borrow from her to pay some bills that were due.
"So she asked me to do that for her and she would reimburse (me). So that's what I did,” said McInerney.
But after McInerney e-transferred $2,500 she didn’t hear back from her daughter. Later that day she decided to call her daughter's original phone number and she answered, said everything was fine and that she knew nothing about the text messages.
That’s when McInerney realized she had been scammed.
“It was $2,500 that I let go to someone that I thought was her and it wasn't," said McInerney.
About 95 per cent of Canadians own a smartphone and scammers know this which is why they are targeting smartphones with scam texts otherwise known as "smishing."
Technology Analyst Carmi Levy said criminals are scouring through social media looking for names, numbers and addresses, anything they can use to customize a fake text message to make it seem more believable.
“We all use text messages and cyber criminals know this and that's why they are after us with the tools we use all the time,” said Levy.
Levy said you should never send money or personal information to anyone based solely on receiving a text message.
“Call the person from where the text message seems to be coming from and ask them, “’did you text me and ask for money?’ If the answer is no, you know it's a scam attempt,” said Levy.
McInerney is with the Royal Bank of Canada (RBC) and requested a refund after the smishing scam, but following an investigation her request was denied.
In a statement to CTV News an RBC spokesperson said, “We realize that any time a client is affected by fraud or scams, it can be a difficult and stressful situation for them. We encourage clients to reach out to us if they have been impacted as we review each instance of potential fraud on a case-by-case basis. We work with our client throughout the process and keep them informed.”
“While we cannot speak to the specifics of this situation for privacy reasons, our decision was based on a careful review. We remind clients to take precautions to ensure they are dealing with a trusted source when transferring or receiving funds.”
“We also provide clients with a variety of information and education on how to protect themselves including, How Cyber Criminals Make Contact. Anyone who believes they are a victim of a scam or fraud, should report it immediately to their financial institution, the police and the Canadian Anti-Fraud Centre.”
McInerney said she is frustrated that she lost money to scammers and wanted to share what happened to her to warn others.
“I feel it's so wrong. I feel so betrayed. They work on you and use your emotions against you. I mean who wouldn't want to help their child?”
Anytime you get a text, call or email from someone asking for money or your personal information it should be a red flag so you should be cautious and never send that type of information unless you're sure it is a trusted source.
CTVNews.ca Top Stories
![](https://www.ctvnews.ca/polopoly_fs/1.6936072.1718986689!/httpImage/image.jpg_gen/derivatives/landscape_800/image.jpg)
Job losses and killer robots: The 'Godfather of AI' describes plenty to fear, but there may be room for hope
University of Toronto computer scientist Geoffrey Hinton describes plenty to fear with AI, but with visions of combat drones, mass surveillance and robot overlords ahead, there may be space for hope.
'I'm sorry, I'm just frustrated': Video appears to show man spit on MP
A video circulating online appears to show MP and former cabinet minister Marco Mendicino get spat on while on his way into a government building in Ottawa.
4 people found dead in southwestern Ontario town of Harrow
Ontario Provincial Police are investigating after four people were found dead in the town of Harrow, just south of Windsor. Officers were called to a residence on County Road 13 at approximately 1:30 p.m. on Thursday.
More than 100 stolen vehicles recovered in auto theft probe involving ServiceOntario employee: Toronto police
Toronto police say they have arrested four suspects and recovered more than 100 stolen vehicles as part of a months-long auto theft probe that involved a former ServiceOntario employee.
EXCLUSIVE ‘We were in danger’: Timmins, Ont., manhunt prompts questions from cottagers near shootout
Cottagers who live near the area where murder suspect Lucas MacDonald was captured say they didn't realize how much danger they were in.
Car dealerships in Canada, U.S. disrupted by multi-day outage after cyberattacks
CDK Global, a company that provides software for thousands of auto dealers in the U.S. and Canada, was hit by back-to-back cyberattacks on Wednesday. That led to an outage that continued to impact many of their operations on Friday.
Shiny monolith removed from mountains outside Las Vegas. How it got there is still a mystery
A strange monolith found jutting out of the rocks in a remote mountain range near Las Vegas has been taken down by authorities.
It's the longest bridge ever built in Peru, and so far, it goes nowhere
It is the longest bridge ever built in Peru, a massive structure of cement and iron spanning the Nanay River as it connects to untouched areas of the Peruvian Amazon. So far, it goes nowhere.
Skin cancer signs: How can you tell if a suspicious spot is serious?
Doctors say changes in the skin are normal as you age, from spots of various colours to dark streaks in nails. But sometimes, they're not innocuous.