Ontario man frustrated after 500,000 in credit card points disappears
Ontario man frustrated after 500,000 in credit card points disappears
Throughout the COVID-19 pandemic, many airline trips, resort vacations and cruises were cancelled and getting refunds from travel companies wasn't always easy.
It can be even harder to get your money back if you booked a trip using travel rewards points with a credit card.
“These 500,000 travel rewards points are worth $5,000," said James Carr of Courtice, Ont.
- Download our app to get local alerts to your device
- Get the latest local updates right to your inbox
Carr said he booked a trip to Puerto Rico to take a Caribbean cruise with his partner for May of 2020, but it was cancelled because of COVID.
Carr had saved 493,484 points using his Scotiabank American Express credit card. By using the points and paying an additional $145, he was able to pay for the cruise package which had a total cost of $5,080.
James Carr and his partner are seen in this image. (Supplied)
“We decided not to go on the cruise and it got cancelled and the points went back onto my credit card," Carr said.
With the points back on his credit card and nowhere to go during the pandemic, Carr said he never gave them another thought.
However, when he checked his card at a later date, he said the points were gone.
"There was a $50 annual charge on the credit card which I didn't pay because I didn't know about it and they cancelled the card,” said Carr.
Carr said when he called Scotiabank to complain he was told to open up a new credit card and the points would be transferred to the new card, but he said despite many phone calls, hours on hold and being directed to different departments, the points were never returned.
"It's been going on for two years now and I’ve been back and forth with them," said Carr.
CTV News Toronto reached out to Scotiabank and Andrew Garas, the director of Canadian banking communications with Scotiabank, said in a statement, “Scotiabank cannot comment on specific customer matters for privacy reasons but in this instance, we worked directly with the customer and have resolved the complaint to their satisfaction.”
Carr said after CTV News Toronto called the bank he got his points back within days, which was good news for him as he will have $5,000 in rewards points now to use towards a future trip.
"I feel great, very happy to have this sorted out,” said Carr.
If you have a travel rewards card, you may have to make a transaction at least once a year or pay an annual fee. If you don't, you could lose your points but with some other cards your points will never expire as long as your account is in good standing.
CTVNews.ca Top Stories
BREAKING | Amber Alert for two Sask. children extended into South Dakota
An Amber Alert issued on Monday for two Saskatchewan children has been extended into South Dakota. Saskatchewan RCMP say evidence uncovered during their investigation suggests the children may be in the U.S. state.

Saskatoon woman made checklist while planning abduction, court documents allege
A Saskatoon mother made an apparent 'checklist' while planning to vanish with her son, according to court documents
EXCLUSIVE | 'Train surfer' under police investigation speaks about his dangerous adventures
The man who claims to be one of the people seen 'surfing' on the roof of a moving subway train in Toronto is speaking exclusively to CTV News about his stunts and the looming threat of a police arrest.
Did Trump break the law? FBI search raises fresh questions
Whether an FBI search of Trump's Mar-a-Lago residence is a prelude to criminal charges is unknown. The action Monday nonetheless focuses attention on the thicket of statutes that govern the handling of government records, though the department's own history of prosecutorial discretion makes it hard to forecast with certainty what might happen this time.
Ontario nurse facing charges after alleged assault that left 2-year-old in hospital
An Ontario nurse is facing charges in connection with the alleged assault of a two-year-old boy with “significant medical limitations” in Niagara Region.
Exposure to synthetic 'forever chemical' linked to liver cancer, study finds
Exposure to synthetic ‘forever chemicals’ often polluting the environment has been linked to the most common type of liver cancer, according to a recent study.
Heavier flow, breakthrough bleeding reported among some individuals after COVID-19 vaccine: study
A new study found that people with regular menstruation cycles and those who typically do not menstruate either experienced a heavier flow or breakthrough bleeding after being vaccinated against COVID-19.
China reaffirms threat of military force to annex Taiwan
China on Wednesday reaffirmed its threat to use military force to bring self-governing Taiwan under its control, amid threatening Chinese military exercises that have raised tensions between the sides to their highest level in years.
Legacy of Serena Williams extends beyond success on tennis court
Serena Williams indicated on Tuesday she is preparing to walk away from her professional tennis career as the start of the U.S. Open approaches on Aug. 29 and her 41st birthday approaches next month. She would leave behind a legacy that extends beyond her dominance on the court.