TORONTO -- Ontario Finance Minister Charles Sousa unveiled the 2013-2014 budget on Thursday. Here's a list of winners and losers:

Winners:

-- Drivers: They can expect auto insurance premiums to drop by 15 per cent, but the government won't say over what period of time.

-- Construction companies: The government will spend $35 billion over the next three years on infrastructure upgrades -- nearly $13.5 billion of the funding will be spent this fiscal year.

-- Seniors: The government will spend $185 million more this year to reduce wait times for seniors who need home care. An additional $75 million will be spent on community care. The target is to reduce wait times to five days.

-- Social assistance recipients: The government will spend more than $400 million over three years to allow those on welfare and disability to keep more of their money.

-- Small businesses: Companies with payroll up to $450,000 will get a health tax exemption indexed to inflation. By 2019, the threshold is expected to reach $500,000.

-- Manufacturers: The province will boost tax-based incentives that allow manufacturers to deduct the cost of buying new equipment and machinery. This follows a similar plan announced by Ottawa earlier this year.

-- Southern Ontario commuters: The Liberals plan to spend to improve roads and highways in the Golden Horseshoe, increase the use of high-occupancy lanes, and add capacity to GO Transit, all in an effort to ease gridlock.

Losers:

-- Big businesses: The government will eliminate a health tax exemption for companies with payroll over $5 million. It will also ask Ottawa to delay tax breaks that would allow companies with $10 million or more in sales to claim cost of meals, drinks and entertainment until 2018.

-- Hospitals: They face further funding cuts as the government vows to slow the growth rate of health-care spending to an annual average of two per cent a year.

-- Wealthy retirees: They will have to pay a larger share of their prescription drug costs when income testing starts in August, 2014.