Highlights
- $20.3B new investments over next three years
- Heading into deficit for next six years Free childcare for kids 2.5 to kindergarten age
- Subsidized dental/medical costs for Ontarians without private health plan, OHIP+
- Free prescriptions for seniors, money for home maintenance
- Changes to Personal Income Taxes
Pocket-book goodies
- Free prescription drugs for 65+
- Free preschool child care for 2.5-kindergarten
- Subsidized dental/medical costs for Ontarians without a private health plan, OHIP+
- More discounts for Presto card users
- Continued promise to raise minimum wage for $15hr Jan 1, 2019
Economic Health
- Projected deficit for 6 years
- Back to balance by 2024-25
- Unemployment rate lowest in two decades
- Forecasted $600M budget surplus 2017-18
- Forecasted deficit: less than 1 per cent of GDP
- Running a deficit of $19.8B over three years
- (6.7B deficit this year, 6.6 in 2019-2020, 6.5B in 2020-2021)
- Net debt 2018/19 is $325B, will balloon to $360.1B in 2020/21
Personal Income Taxes
- Province will eliminate surtax on PIT
- PIT rates and income brackets will change
- About 83 per cent of tax payers won’t see a difference, or will pay about $130 less
- Average tax increase for $95K earner would be about $168
- Changes take effect (if passed) July, 2018
For Toronto:
- Province to begin talks with Toronto about uploading costs of subways
- GO Transit trips within Toronto will cost Presto users $3 (no projected start date)
- GO Transit trip 10km or less capped at $3 for Presto Card users (no projected start date)
- Province to work with Toronto, York, Mississauga, Brampton, Durham to ensure commuters can travel between TTC and other transit systems at a discount of about $1.50 per trip
- Free licensed childcare for kids 2.5 years old means avg. of $20k savings for one-child family
- $11B towards construction of high-speed rail between Toronto/Windsor
- Settling property tax exemption controversy with Victoria University by phasing in tax changes over a number of years
- A Toronto Community Justice Centre in Moss Park to help address cycle of offending/victimization
Goodies for the GTA
- Greater Toronto and Hamilton Area Fund will invest in businesses and job creation ($100M over next 10 years)
- Any GO Transit trip 10km or less capped at $3 for Presto Card users (no projected start date) Province will work with Toronto, York, Mississauga, Brampton, Durham to ensure commuters can travel between transit systems at a discount of about $1.50 per trip
Seniors
- No more Ontario Drug Benefit, saving seniors about $240 a year
- Free drugs for everyone 65+through OHIP+ starting Aug. 2019
- Seniors Healthy Home Program
- benefit up to $750/year for seniors 75+ to help them maintain home/live independently
- 30,000 new long-term care beds over 10 years
- Improved home care for seniors (more support, more nurse visits, better access) ($650M over 3 years.)
- Investing $23M over three years to increase number of Personal Support Workers
Basic dental/drug plan
- Subsidized dental care, drug costs for people without private insurance or not eligible for OHIP+
- 80 per cent refund on drug dental expenses (Up to $400 single/$600 couple/$700 family of 4 with 2 kids) starting Summer 2019
Childcare
- Free licensed child care beginning in 2020 for kids 2.5 years to kindergarten age
- Estimated savings 17k for Ontario family w one kid, 20k for Toronto family
- Province will invest a total of $2.2B over three years
- Includes $160M over 3 years in operating costs & $534M for more spaces
- Fee subsidies for child care spaces have so far reduced Toronto’s subsidy waitlist by 3,581 children
Health
- More funding for mental health/addiction services ($17B over 4 years)
- $822M investment into hospital improvement – largest single gov’t investment in hospitals in almost a decade
- $19B over 10 years to build/reno hospitals
- 30,000 new long-term care beds over 10 years
Marijuana:
- $8M spent in 2017 setting up cannabis stores. Will spend $40M this year.
- Revenues from pot stores in 2018 expected to be $35M in 2019, and $100M in 2020-2021.
- Feds will send Ontario $35M of federal pot excise tax in 2018-2019, $80M in 2019-2020. and $115M in 2020-2021.
Risks to Ontario’s economy:
- Rising interest rates, (cost of borrowing), particularly if it’s faster than expected, can have serious impact on deficit and debt
- If interest rates increase by 1 per cent it will add $300M to the deficit. 1 basis point equals $3M
- Changes to NAFTA could disrupt trade patterns
- U.S. tax reform could affect province’s competitiveness